Srinath Sridharan

Dr. Srinath Sridharan is a Corporate Advisor & Independent Director on Corporate Boards. He is the author of ‘Family and Dhanda’.

India Cannot Become Developed On Bank Credit Alone

No major economy has achieved developed-nation status by relying predominantly on banks. India must now build corporate debt markets worthy of its ambitions.

Srinath Sridharan

July 13, 2026 at 6:56 AM IST

IStock.com

Sarci-Sense: The Indian Habit of Giving Everything Another Chance

Basis Life

The Indian middle class rarely believes anything useful has reached the end of its life. That instinct has shaped our kitchens, our homes and perhaps even our view of the world.

Srinath Sridharan

July 11, 2026 at 6:56 AM IST

WhatsApp’s Usernames And India’s Privacy Challenge

WhatsApp’s username feature has triggered understandable concerns about cybercrime. The larger challenge is regulating digital harm without discouraging privacy-preserving product evolution

Srinath Sridharan

Anand Venkatanarayanan

July 6, 2026 at 5:51 AM IST

istock.com

Sarci Sense: Why Middle-Aged Indians Never Travel Light

Basis Life

After forty, every extra item in the bag tells the story of a mistake we have no intention of repeating.

Srinath Sridharan

July 4, 2026 at 5:46 AM IST

Istock.com

Sarci-Sense: The Problem With Joined Hands

Basis Life

From politics to business and family life, photographs of unity often outlive the relationships they celebrate. Nothing ages faster than togetherness captured for the camera and mistaken for permanence.

Srinath Sridharan

June 26, 2026 at 7:08 PM IST

istock.com

Sarci-Sense:The Bucket Problem Nobody Talks About

BASIS LIFE

From hotels to homes, the humble bucket exposes India’s curious distinction between hospitality and hygiene. Perhaps our real challenge is not cleanliness, but the dignity we accord to details in maintenance itself

Srinath Sridharan

June 20, 2026 at 7:17 AM IST

Istock.com

Telegram Ban: No Neat Answer To A NEET Failure

Telegram did not create examination leaks, and blocking it cannot substitute for root-cause analysis, effective accountability and institutional reform.

Srinath Sridharan

June 18, 2026 at 6:52 AM IST

Istock.com

RBI Has Bought Time, Reforms Must Do the Rest

India’s central bank has secured breathing room amid mounting external pressures. Whether that respite endures now depends on reforms beyond Mint Street.

Srinath Sridharan

Anand Venkatanarayanan

June 11, 2026 at 5:56 AM IST

istock.com

Sarci-Sense: How Weather Became India’s Safest Topic

Basis Life

Middle-aged urban Indians increasingly discuss weather with the enthusiasm once reserved for cricket, politics and stock markets.

Srinath Sridharan

June 6, 2026 at 5:39 AM IST

iStock.com

Every RBI Word, Said and Unsaid, Will Matter This Week

Monetary Policy

Markets expect no surprise on rates. Their attention will instead be fixed on the signals, nuances and omissions that reveal how the RBI views inflation, growth and uncertainty.

Srinath Sridharan

June 2, 2026 at 4:03 AM IST

iStock.com

Sarci-Sense: We Don’t Reply, We Compose

Basis Life

Even a simple message has shaped into a small act of editing, restraint, and quiet calculation.

Srinath Sridharan

May 30, 2026 at 5:30 AM IST

istock.com

Can Accepted Practices Become Governance Risks?

The alleged practices at HDFC Bank raise larger questions. Can commercially accepted market behaviours evolve into governance risks before institutions are willing to confront them openly?

Srinath Sridharan

May 28, 2026 at 7:19 AM IST

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Central Banking Beyond Textbooks, Critics, and Commentators

The RBI is being judged through theoretical abstractions, comparisons, and shallow critiques. It is a hard task to keep one of the world’s most complex emerging economies stable.

Srinath Sridharan

May 21, 2026 at 5:22 AM IST

Insurance Promoters Must Share Cost of Customer Harm

IRDAI’s proposal to link executive compensation with customer outcomes acknowledges the widening trust deficit within India’s insurance sector. But durable reform will need more.

Srinath Sridharan

May 19, 2026 at 9:21 AM IST

IStock.com

Sarci-Sense: Why Indian Goodbyes Take Longer Than Parties

Basis Life

Middle-aged Indians increasingly complain about exhaustion, sleep cycles and lack of time. Yet the same people can spend forty extra minutes near lifts, gates and parked cars discussing digestion, children and property prices after already saying goodbye three times.

Srinath Sridharan

May 16, 2026 at 4:26 AM IST

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Geopolitical Volatility Demands a More Economically Disciplined India

The Prime Minister’s advisory reflects emerging realities of inflation, external vulnerability and sovereign economic resilience.

Srinath Sridharan

May 11, 2026 at 5:14 AM IST

iStock.com

Sarci-Sense: Why We Leave Parties Early After 40

Basis Life

In urban India, middle-aged adults still attend weddings, dinners and house parties, but quietly plan when to leave. Early exits have become a practical way to manage time, energy and social expectations without offending anyone.

Srinath Sridharan

May 9, 2026 at 5:18 AM IST

iStock.com

Sarci-Sense: We Don’t Reply. We Compose

Basis Life

Even a simple message, has shaped into a small act of editing, restraint, and quiet calculation.

Srinath Sridharan

May 2, 2026 at 6:33 AM IST

iStock.com

RBI Affirms Rules over Exceptionalism for Corporate India

The RBI’s clarification on upper-layer NBFCs places principle above pedigree. How Tata Sons responds will define the boundary between legacy privilege and regulatory certainty in India.

Srinath Sridharan

April 30, 2026 at 8:14 AM IST

tata.com

Sarci-Sense: The Art of Saying “We’ll See”

Basis Life

By middle age, we stop saying yes or no. We learn something far more useful, and far more polite.

Srinath Sridharan

April 25, 2026 at 5:09 AM IST

iStock.com

The Bureau

India June CPI Highest Since December 2024 as Food Inflation Tops 5%

Trump says Hormuz open for non-Iranian ships, but for a fee

Equities Recover on IT Rally; Rupee Falls as Oil Rises

Asia Rises Despite Escalating US-Iran Conflict and Higher Oil Prices

Equity MF Inflows Revive in June; Debt Withdrawals Keep Overall Flows Negative

India–UK CETA: Mapping UK's Export Winners

Brent jumps above $76 as US strikes Iran, sanctions return

India’s Water Crisis Is the Price of Years of Policy Neglect

Flawed Design, Poor Planning Make Extreme Heat Conditions Worse For Indian Cities

The Foster Mother of Lodhi Garden

Shyam Sundar Sharma