Adv. Shivam Rai is a consultant at the Ministry of Skill Development & Entrepreneurship.
UPI has made digital payments nearly frictionless. The challenge now is funding that infrastructure without discouraging merchants from going cashless
D. Tripati Rao
Adv. Shivam Rai
Pooja Teotia
October 8, 2026 at 5:39 AM IST
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