Abhishek Dey

Abhishek Dey

Abhishek is an independent journalist with a keen interest in politics and state finance. 

India’s Deposits Are Clustering, And the Next Rate Cycle Will Show It

The tightening cycle has quietly concentrated bank deposits in the 1–3 year band, making funding costs more sensitive to shifts in the interest-rate cycle.

Abhishek Dey

March 12, 2026 at 7:16 AM IST

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Supervising the System: RBI’s Quiet Governance Reset

As finance turns digital and interlinked, the RBI is redesigning supervision by shifting from balance-sheet checks to ecosystem-wide governance architecture.

Abhishek Dey

March 5, 2026 at 5:23 AM IST

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No ‘10-Minute’ Promises: What India’s Quick Commerce Reset Really Signals

India has softened the promise of instant delivery, not the model behind it. The reset reflects labour concerns, not a retreat from fast, app-led retail.

Abhishek Dey

January 21, 2026 at 6:01 AM IST

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India’s Vast Creator Economy is Booming, But Inequality Defines It 

India’s creator economy shapes billions in spending, yet only a small elite earns a living. The gap between influence and income exposes a skewed digital promise. 

Abhishek Dey

December 26, 2025 at 8:24 AM IST

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Why State Finances are Feeling the Strain: A Case Study of Three States

Election-time freebies are straining state budgets as debt stays elevated, revenues lag and committed spending crowds out investment. Case studies from Bihar, Punjab and West Bengal show how giveaways risk locking states into deeper borrowing and fiscal stress.

Abhishek Dey

December 18, 2025 at 8:57 AM IST

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https://fincomindia.nic.in/

The Bureau

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