BasisPoint Insight
January 14, 2026 at 8:43 AM IST
Strong balance sheets give banks room to grow, but tighter liquidity, sharper risk norms and new capital rules will test how sustainably that growth is delivered.
K. Srinivasa Rao
December 24, 2025 at 6:10 AM IST
Analysts expect a sharp revival, but earnings, demand indicators and trade dynamics continue to signal caution in an economy still struggling for momentum.
Dhananjay Sinha
November 21, 2025 at 7:59 AM IST
iStock.com
Malhotra completes his first year at the RBI next month. His tenure so far reveals a governor intent on pushing boundaries, loosening rules, and learning where freedom ends and systemic risk begins.
R. Gurumurthy
November 17, 2025 at 6:11 AM IST
RBI
India’s response to global fragmentation must move beyond fiscal comfort and self-reliance slogans to tackle its chronic private-investment inertia.
November 3, 2025 at 8:50 AM IST
Finance Ministry
India’s new credit freedoms mark a turning point for banks, but the real reform lies in how they recalibrate risk, governance, and talent.
October 8, 2025 at 10:41 AM IST
FSR flags hidden banking risks: slowing credit, NIM squeeze, unsecured loans, MSME stress, and shifting household debt patterns.
Barendra Kumar Bhoi
July 14, 2025 at 3:58 AM IST
June 30, 2025 at 2:35 PM IST