Selected Tag: NPA
Selected Tag: NPA

Banking on Perfection in an Imperfect World

Indian bank stocks trade at premium multiples, but slowing incomes, retail credit risks and margin normalisation may test that confidence soon.

R. Gurumurthy

February 24, 2026 at 6:15 AM IST

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iStock.com

SBI’s Reset Took Years. Markets Took Longer.

India’s largest lender repaired its balance sheet and rebuilt profitability well before investors were willing to re-rate the stock.

Richard Fargose

February 12, 2026 at 12:27 PM IST

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WikiCommons

Time to Take a SIP of Deposits

As household savings shift to equities, Indian banks face a silent funding squeeze. Reimagining deposits through SIP-style CDs could restore stability.

Prakash Balakrishnan & Ganga Narayan Rath

February 6, 2026 at 3:22 PM IST

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Bank of Maharashtra Oct-Dec Profit Jumps 26.5% on Strong Loan Growth, Asset Quality Improves

BasisPoint Insight

January 14, 2026 at 8:43 AM IST

Risk Sensitive Banking: Strength, Scale and Stability Beyond 2026

Strong balance sheets give banks room to grow, but tighter liquidity, sharper risk norms and new capital rules will test how sustainably that growth is delivered.

K. Srinivasa Rao

December 24, 2025 at 6:10 AM IST

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India Inc’s H2 Optimism Meets Relentless Data Headwinds

Analysts expect a sharp revival, but earnings, demand indicators and trade dynamics continue to signal caution in an economy still struggling for momentum.

Dhananjay Sinha

November 21, 2025 at 7:59 AM IST

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iStock.com

Malhotra’s RBI: Between Freedom and Friction

Malhotra completes his first year at the RBI next month. His tenure so far reveals a governor intent on pushing boundaries, loosening rules, and learning where freedom ends and systemic risk begins.

R. Gurumurthy

November 17, 2025 at 6:11 AM IST

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RBI

Global Fragmentation Demands New Thinking in Delhi

India’s response to global fragmentation must move beyond fiscal comfort and self-reliance slogans to tackle its chronic private-investment inertia.

Dhananjay Sinha

November 3, 2025 at 8:50 AM IST

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Finance Ministry

RBI Loosens the Leash, Banks Must Tighten Risk

India’s new credit freedoms mark a turning point for banks, but the real reform lies in how they recalibrate risk, governance, and talent.

K. Srinivasa Rao

October 8, 2025 at 10:41 AM IST

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Hidden Stress Points In Banks – Insights From Financial Stability Report

FSR flags hidden banking risks: slowing credit, NIM squeeze, unsecured loans, MSME stress, and shifting household debt patterns.

Barendra Kumar Bhoi

July 14, 2025 at 3:58 AM IST

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RBI

Write-Offs Drive NPA Decline As Bad Loan Recovery Stays Weak, Shows RBI Report

BasisPoint Insight

June 30, 2025 at 2:35 PM IST

The Bureau

New GDP Data: Problem Fixed, Or Made Worse?
Learning to Shoot: I Tried to Fly Before I Could Walk
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