India’s Bond Market Debate Needs a Wider Lens

India must shift from bank-led infrastructure finance to deeper bond markets that price risk transparently and recycle long-term savings into new assets.

Arvind Mayaram

May 29, 2026 at 4:00 AM IST

iStock.com

Insurance Promoters Must Share Cost of Customer Harm

IRDAI’s proposal to link executive compensation with customer outcomes acknowledges the widening trust deficit within India’s insurance sector. But durable reform will need more.

Srinath Sridharan

May 19, 2026 at 9:21 AM IST

IStock.com

RBI’s NBFC Branch Reform Boosts Inclusion, but Tests Risk Discipline

RBI’s move to let NBFCs open branches without approval may widen financial inclusion and competition, but expansion will demand stronger risk controls.

K. Srinivasa Rao

April 21, 2026 at 5:50 AM IST

RBI Tightens Grip on Banks’ Non-Core Sales Practices

New RBI rules on third-party product sales seek to curb mis-selling, realign incentives, and restore trust in banking distribution models.

K. Srinivasa Rao

March 3, 2026 at 7:00 AM IST

Insurance

Who Gets to Decide What Healthcare You Deserve?

As insurers push clinical protocols and hospitals resist rigid pathways, India faces a deeper struggle over who defines medical necessity in a financialised healthcare system.

R. Gurumurthy

February 10, 2026 at 4:19 AM IST

iStock.com/stefanamer

Can India's Light-Touch AI Regulation Deliver Brilliance Without the Roulette Risk

India's financial regulators forge light-touch AI frameworks balancing rapid innovation against systemic risks

Indra Chourasia

January 2, 2026 at 9:08 AM IST

Alvarez/Istock.com

Ather Energy to Launch Insurance Distribution Subsidiary

BasisPoint Insight

December 19, 2025 at 9:08 AM IST

India’s Unclaimed Assets Reveal a Trillion-Rupee Crisis Demanding Reform

India sits on nearly ₹2 trillion in unclaimed assets that never reach the people they were meant for. A unified, transparent, nomination-led system is now long overdue.

Rajesh Bansal

December 2, 2025 at 6:44 AM IST

Istock.com/vikramraghuvanshi

Opinion

The Illusion of Reform in India’s Healthcare-Insurance Crisis

India’s healthcare-insurance crisis is rooted not in market forces alone, but in regulatory hesitation and a long-standing political reluctance to confront structural distortions. Cosmetic appeals for cooperation cannot repair a system.

Srinath Sridharan

November 20, 2025 at 2:51 AM IST

IRDAI

Building a Unified Framework for AI Oversight

India is crafting a unified AI governance model where innovation meets integrity. RBI’s FREE-AI and CCI’s oversight framework set the stage for ethical, transparent intelligence.

Anupam Sonal

October 30, 2025 at 8:02 AM IST

iStock.com

Foreign Money Cold on India’s Insurance Gamble

Government plans to sell stakes in state insurers face tepid global interest, with high taxes, fraud and mistrust clouding a $280 billion market.

Alpana Killawala

July 28, 2025 at 11:44 AM IST

IRDAI

Chola General Insurance Gets IRDAI Warning Over Health Claim Lapses

BasisPoint Insight

July 23, 2025 at 8:15 AM IST

The Broken Compass Of Indian Insurance: Where Is The Consumer?

Despite its central role in financial protection, India’s insurance sector often appears to place industry functionality ahead of consumer trust—reflecting a regulatory framework that has yet to fully embrace urgency and consumer-centricity.

Srinath Sridharan

June 11, 2025 at 6:57 AM IST

IRDAI

The Bureau

Why India Should Delay Deeper Trade Ties With US

India May Inflation Stays Below 4%; Food Inflation Rises to 4.78%

Benchmarks Post Best Session in Two Months on US-Iran Peace Hopes

Oil Slides, Equities Jump on Optimism Over US-Iran Peace Accord

Highlights Of India’s BoP For January-March 2025-26

Foreign Money Returns but Conviction Remains Short

Services Cushion India’s BoP as Trade Gap, FPI Outflows Bite

Flawed Design, Poor Planning Make Extreme Heat Conditions Worse For Indian Cities

Learning to Shoot: I Tried to Fly Before I Could Walk