Why India’s Working Capital Is Still Stuck on Paper

India has the rails to modernise working capital. Linking invoices with payments can cut fraud, sharpen pricing and improve credit flow.

BL Chandak

February 24, 2026 at 5:24 AM IST

iStock.com

Fixing India's Credit Blind Spot: Link Invoices to Payments

Link invoices with payments to turn cash flows into real-time credit signals, easing MSME, traders, small and mid-caps liquidity stress and fixing India's trade-credit blind spot.

BL Chandak

January 2, 2026 at 11:29 AM IST

iStock.com/triloks

Regulation for a No-Pause Financial System in a Fast-Moving Economy

India’s financial system cannot be governed by rear-view regulation. The RBI must move from rule-making to system design, balancing stability, innovation and trust.

Anupam Sonal

December 30, 2025 at 6:19 AM IST

Opinion

SME Credit: Too Political to Fail, Too Risky to Fund

SME credit isn’t stalled for lack of schemes, but because banks are asked to lend politically and price risk commercially—an impossible mix that turns credit into entitlement and caution into policy failure.

R. Gurumurthy

December 29, 2025 at 7:36 AM IST

IStock.com/paulprescott72

Opinion

A Year of Recalibration at Mint Street

Governor Malhotra’s first year at the RBI brought cleaner rules, quieter reversals, and a distinct shift in tone as the technocrat adjusted to the institution’s rhythm.

Kalyan Ram

December 11, 2025 at 5:25 AM IST

RBI Tweets

Malhotra: RBI Regulation Seeks Middle Path Between Stability and Innovation

BasisPoint Insight

November 20, 2025 at 2:39 PM IST

Where Have All the Bankers Gone? India’s De-Risked Banking Paradox

In saving its banks from collapse, India has saved them from competition. In shielding them from loss, it may have shielded them from relevance.

R. Gurumurthy

November 4, 2025 at 6:34 AM IST

iStock.com/lakshmiprasad S

Geopolitics

The Invisible Frontline: Cyber Wars And India’s Digital Destiny

With cyberattacks now striking our financial, military, and governance networks at record levels, the new frontier of national security is no longer just on land, sea, or air—it’s as much in cyberspace.

Lt Gen Syed Ata Hasnain (Retd)

October 17, 2025 at 10:53 AM IST

Via WikiCommons

Riding Giants: How India May Catch the Next Big FDI Swell

Trump’s tariffs may unleash a new FDI swell, with reforms, startups and geopolitics aligning as India readies to ride the next big wave.

Michael Debabrata Patra

October 15, 2025 at 3:34 AM IST

iStock.com

Global Fintech Fest Must Not Lose Sight of its Purpose

As Global Fintech Fest 2025 unfolds in Mumbai, its growing scale risks overshadowing what once made it matter: ideas and innovation.

Mint Owl

October 8, 2025 at 7:22 AM IST

https://www.globalfintechfest.com/

Central Banking

Rewriting Financial Regulation for the Age of BigTech Power

BigTechs are not just disrupting finance. They are reshaping it. Regulators must move beyond old templates before systemic risks outpace the rulebook.

Anupam Sonal

August 10, 2025 at 6:57 AM IST

iStock.com

The Bureau

Base Year Revision Lifts India’s 2025-26 GDP Growth to 7.6%

Bears Dominate Dalal Street, Equities Log Decline Led by Financials

Pakistan Bombs Afghan Cities, Minister Says it is ‘Open War’: Reports

Risk Appetite Wavers After Nvidia Slide and Iran Talks Stall

SEBI Overhauls Mutual Fund Categories, Ends Solution-Oriented Plans

Stablecoins Are Raising New Risks for Emerging Markets

FTA Revival and Uranium Deal Could Define Carney’s Visit: GTRI

New GDP Data: Problem Fixed, Or Made Worse?

Learning to Shoot: I Tried to Fly Before I Could Walk