India’s new credit freedoms mark a turning point for banks, but the real reform lies in how they recalibrate risk, governance, and talent.
K. Srinivasa Rao
October 8, 2025 at 10:41 AM IST
Has the RBI truly embraced global best practices, or just adopted them for appearances? India’s half-hearted ECL rollout exposes a deeper discomfort with accountability.
R. Gurumurthy
October 6, 2025 at 4:37 AM IST
