Mint Owl tracks markets and policy with a steady eye, offering clear analysis on the choices shaping India’s economy and financial system.
India’s central bank and government are striking the right balance by allowing foreign capital into the banking sector while safeguarding stability.
Mint Owl
October 16, 2025 at 10:00 AM IST
The central bank’s ambitious same-day cheque clearing plan has stumbled at launch. The real problem isn’t just about technology; it’s about communication, too.
October 14, 2025 at 3:36 AM IST
As Global Fintech Fest 2025 unfolds in Mumbai, its growing scale risks overshadowing what once made it matter: ideas and innovation.
October 8, 2025 at 7:22 AM IST
https://www.globalfintechfest.com/
RBI’s move to risk-based deposit insurance aligns premiums with bank risk, rewarding good banks and enabling higher protection for depositors.
October 3, 2025 at 6:18 AM IST
The October review showed that central banking is about shaping expectations, not exhausting firepower upfront.
October 2, 2025 at 9:39 AM IST
RBI Tweets
AU Small Finance Bank’s upgrade to a universal bank licence revives hopes among peers and tests RBI’s vision for differentiated banks.
September 30, 2025 at 3:00 PM IST
aubank.in
RBI’s biggest challenge is not what it does on rates, but how it explains the why, why not and what next to markets and the wider economy.
September 30, 2025 at 12:34 PM IST
RBI
Predictability and transparency in communication are as important for a central bank as its policy actions. RBI must revisit its practices to ensure consistency.
September 19, 2025 at 5:48 AM IST
The very suggestion that the RBI might let lenders lock your phone if you miss an EMI is more dystopian fiction than responsible regulation.
September 14, 2025 at 12:44 PM IST
iStock.com
The peculiarity in Tata Sons status as a core investment company has made the debate on whether it should list more complex than the rules suggest. Will RBI cling to formality or adapt to substance?
September 3, 2025 at 4:35 PM IST
tata.com
India’s UPI success masks a funding gap. Unless the government or RBI pays up, banks and fintechs will keep bleeding to keep it “free”.
August 21, 2025 at 1:39 PM IST