Mint Owl

Mint Owl tracks markets and policy with a steady eye, offering clear analysis on the choices shaping India’s economy and financial system.

India’s Banking Future Lies in Embracing Foreign Capital

India’s central bank and government are striking the right balance by allowing foreign capital into the banking sector while safeguarding stability.

Mint Owl

October 16, 2025 at 10:00 AM IST

RBI’s Silence Makes its Cheque Reform Harder to Clear

Money & Banking

The central bank’s ambitious same-day cheque clearing plan has stumbled at launch. The real problem isn’t just about technology; it’s about communication, too.

Mint Owl

October 14, 2025 at 3:36 AM IST

Global Fintech Fest Must Not Lose Sight of its Purpose

As Global Fintech Fest 2025 unfolds in Mumbai, its growing scale risks overshadowing what once made it matter: ideas and innovation.

Mint Owl

October 8, 2025 at 7:22 AM IST

https://www.globalfintechfest.com/

Risk-Based Premiums Must Lead to Higher Bank Deposit Insurance Coverage

Monetary Policy

RBI’s move to risk-based deposit insurance aligns premiums with bank risk, rewarding good banks and enabling higher protection for depositors.

Mint Owl

October 3, 2025 at 6:18 AM IST

RBI Fixes its June Communication Misfire

Monetary Policy

The October review showed that central banking is about shaping expectations, not exhausting firepower upfront.

Mint Owl

October 2, 2025 at 9:39 AM IST

RBI Tweets

AU Small Finance Bank: Precursor to More Licence Upgrades from RBI

AU Small Finance Bank’s upgrade to a universal bank licence revives hopes among peers and tests RBI’s vision for differentiated banks.

Mint Owl

September 30, 2025 at 3:00 PM IST

aubank.in

No Matter What MPC Does, RBI Communication has to do Some Heavy Lifting

Monetary Policy

RBI’s biggest challenge is not what it does on rates, but how it explains the why, why not and what next to markets and the wider economy.

Mint Owl

September 30, 2025 at 12:34 PM IST

RBI

RBI Must be More Consistent, Transparent in How it Communicates

Predictability and transparency in communication are as important for a central bank as its policy actions. RBI must revisit its practices to ensure consistency.

Mint Owl

September 19, 2025 at 5:48 AM IST

Phone-Lock for Loan Default? Let’s Bury the Idea Before it Eats Into Trust

The very suggestion that the RBI might let lenders lock your phone if you miss an EMI is more dystopian fiction than responsible regulation.

Mint Owl

September 14, 2025 at 12:44 PM IST

iStock.com

Tata Sons IPO and the Case for RBI Easing Norms

The peculiarity in Tata Sons status as a core investment company has made the debate on whether it should list more complex than the rules suggest. Will RBI cling to formality or adapt to substance?

Mint Owl

September 3, 2025 at 4:35 PM IST

tata.com

Free UPI is a Bill the State Must Own

India’s UPI success masks a funding gap. Unless the government or RBI pays up, banks and fintechs will keep bleeding to keep it “free”.

Mint Owl

August 21, 2025 at 1:39 PM IST

The Bureau

Risk Sentiment Improves as Washington, Beijing Seek Trade Off-Ramp

CoinDCX Raises Again — Is India’s Crypto Winter Finally Thawing?

India’s Exports to US Fall 20% in September as Trump Tariffs Bite: GTRI

MPC Keeps Powder Dry as Rate-Cut Debate Heats Up

India’s Growth Outlook Stays Resilient as IMF Flags Fragile Global Recovery

India’s September Retail Inflation Lowest Since 2017; Core Rises to 4.5%

Gold ETFs Log Record Inflows in September; Equity Fund Inflows Ease for Second Month

Mission Pulses: Does It Pack The Protein Punch India Needs?

Jallikattu: Tamil Nadu’s Ancient Bull-Taming Tradition