Selected Tag: Rahul Ghosh
Selected Tag: Rahul Ghosh
Rahul Ghosh

Rahul Ghosh

Rahul Ghosh is a banking and risk expert who advises banks, corporates, and central banks, and builds tech solutions for risk management. He authored two books on risk.

Monetary Policy

RBI's Overhaul: Tidying the Rules, Sharpening the Framework

The RBI's latest policy moves on capital norms, governance, and money markets signal a shift towards a more principles-based regulatory architecture.

Rahul Ghosh

April 10, 2026 at 2:09 AM IST

Article related image

Basel’s Endgame Stalls as Regulators Wrestle with Bank Size

Basel III’s final leg is stuck between politics and prudence, as regulators struggle to balance big-bank risks with growth, competition and capital costs.

Rahul Ghosh

March 24, 2026 at 3:22 AM IST

Article related image

Wladyslaw/ Via Wikicommon

Fixing Arbitrage: The Missing Link in India’s Bond Market

India’s bond market may deepen only when regulatory arbitrage fades and banks begin allocating capital using a clearer risk-adjusted return framework.

Rahul Ghosh

March 9, 2026 at 9:02 AM IST

Article related image

iStock.com

India’s Bond Market Puzzle: The Missing Market Makers

India’s bond market lacks depth because trading remains thin. Unless natural players like the banks take a larger role in government and corporate debt, liquidity and benchmarks will remain weak.

Rahul Ghosh

March 6, 2026 at 7:47 AM IST

Article related image

iStock.com

India’s Missing Power Is Financial

India has economic scale and military strength, but without a deep bond market, it remains a limited power.

Rahul Ghosh

February 9, 2026 at 10:58 AM IST

Article related image

NBFC Stability is About Models and Culture, Not Just Money

India’s NBFC strains are less about funding lines and more about flawed business models and weak risk culture. Fix those, and liquidity will follow.

Rahul Ghosh

December 26, 2025 at 3:18 AM IST

Article related image

iStock.com

Briefing

Swiss AT1 Ruling Reverberates in India

Should AT1 be treated at par with equity, as was the case at Banco Popular and Sberbank? Or should it be treated below equity?

Rahul Ghosh

November 15, 2025 at 4:19 AM IST

Article related image

The New Face of Bank Leadership

Banking isn't just business—it’s algorithms, accountability, and balance sheet acrobatics. So who belongs at the top?

Rahul Ghosh

November 10, 2025 at 10:36 AM IST

Article related image

iStock.com

When Collateral Isn’t Enough: Why ECL Could Redefine Indian Banking

The Expected Credit Loss regime may finally end India’s collateral-first mindset, forcing banks to forecast risk instead of discovering it too late.

Rahul Ghosh

October 23, 2025 at 7:03 AM IST

Article related image

iStock.com

Inside RBI’s Basel III Credit Risk Overhaul

RBI’s alignment to Basel-III capital requirement norms will free up more money to be lent to MSMSEs and NBFCs.

Rahul Ghosh

October 13, 2025 at 8:37 AM IST

Article related image

Why Indian Banks Need Risk-Based Capital Charge Mechanism

The three largest banks worldwide, excluding China, consume significantly lower levels of capital than India’s three largest banks.*

Rahul Ghosh

September 18, 2025 at 6:12 AM IST

Article related image

Why Indian Banks Are Piling Capital Faster Than Assets Can Keep Up

Indian banks are stockpiling capital at a breakneck pace. Strong profits help, but can this momentum sustain if India aims to double its credit-to-GDP?*

Rahul Ghosh

September 5, 2025 at 9:07 AM IST

Article related image

Indian Banks’ Capital Comfort to Face Twin Challenges 

Can Indian banks sustain their capital strength once Basel’s Pillar-II and IND-AS 109 start demanding more?*

Rahul Ghosh

August 29, 2025 at 2:53 PM IST

Article related image

Wladyslaw/ Via Wikicommon

Central Banking

Goldman Sachs and the Fed’s Softer Stress Tests: A Capital Gamechanger

The Fed’s relaxed stress test scenarios cut projected losses sharply, boosting capital at the US banks. India’s system can draw key lessons.

Rahul Ghosh

August 14, 2025 at 11:29 AM IST

Article related image

Via WikiCommons

The Bureau

Deficient Monsoon, Iran War: A Double Shock to India’s Rural Economy
Learning to Shoot: I Tried to Fly Before I Could Walk
Image