India cautiously explores stablecoins and CBDCs, balancing innovation, programmability, and systemic stability in a rapidly digitalising financial world.
R. Gurumurthy
October 10, 2025 at 3:21 AM IST
RBI
India’s e-Rupi has significant potential but faces slow adoption due to low awareness, infrastructure gaps, and policy challenges. To scale up, policymakers must enhance digital literacy, connectivity, and trust. If successful, e-Rupi could revolutionize direct benefit transfers and strengthen India’s digital finance ecosystem.
Arti Singh
January 31, 2025 at 11:38 AM IST